Motor Vehicle Legal Terms

The laws governing motor vehicles vary from state to state. In general the law, it is assumed that the vehicle is being operated with its owner's permission.

Laws enhancing penalties such as making revocation automatic and targeting social hosts have varying effects on mortality rates. All of these measures, which include mandatory education, alcohol treatment, and interlock devices, have a slight impact.

Legal Definitions

State laws govern legal terms for motor vehicle accident law firms vehicles. The various federal definitions used in connection with national requirements for fuel economy and licensing requirements for commercial vehicle drivers are primarily for administrative purposes, and are not applicable to states that determine their own registration classifications. These classifications for vehicles determine whether a driver must be granted a specific license to operate certain types of vehicles.

These state laws define the terms "automobile," "light truck" and other. As an example light truck, it's any motor vehicle that has a manufacturer-rated carrying capacity less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. This includes any vehicle or combination specifically designed to transport passengers or property within its own structure. This includes manufactured homes and trailers.

Wheel chairs are vehicles equipped with wheels and is used by those who have physical disabilities and cannot walk. Mopeds are motor vehicle accident lawsuits vehicle that has no more than three wheels that are in contact with the ground. It can travel at speeds not more than 35 miles per hour.

A pedicab is a vehicle which is driven by an operator sitting on it. The owner of the vehicle is the person who holds the legal title.

Traffic Laws

Typically, each state has its own set of motor vehicle laws which cover everything from the registration process to the insurance requirements. The laws also deal with the kinds of vehicles that are subject to the law. While certain laws are similar between states, others are quite different. For instance, there are laws that restrict the number of people a person can transport in the pedicab. There are also laws that prohibit reckless driving on certain types of roads, including parking areas.

If you are in violation of these laws, you can be punished with a fine and/or a penalty. The penalties can vary from having your driver's license suspended to being required to attend a traffic school.

One of the most important laws in a state regarding vehicles is the speed limits set on roadways. In New York for example, the speed limit is the same for commercial vehicles as it is for automobiles.

The law also sets out the definition of the term "motor vehicle." This includes every description of a carriage or contrivance that is propelled by mechanical force and used on a public highway for the transportation of persons or property, or for any other commercial purpose. The law does not include trailers, coaches, semitrailers, all-terrain and snowmobiles, motorized mobility assist devices operated by people with disabilities, and self-propelled corn and harvesting machines for hay.

Insurance

A motor vehicle insurance policy is a contract between the insured and the insurer that provides insurance against financial loss on account of liability for bodily injuries or property damage to a third-party arising out of the ownership or operation, maintenance, or the use of a covered vehicle. It can also protect against physical damage to the vehicle. It must state the name and address of the insured named, the coverage afforded by the policy, the cost paid for it, the time of effectiveness and the limits of liability. It should also include an agreement or a statement that insurance is provided thereunder in accordance with the coverage stated in the policy, in relation to bodily injury or property damage or death and is subject to all requirements of this chapter.

Duncanville law firms often recommend that clients read the sample motor vehicle policy to be aware of the terms. One of the most frequently encountered confusions is the definition of "motor vehicle". This phrase is used in a number of statutes that govern the registration of vehicles and Motor vehicle Accident law firms financial accountability laws.

Examples of the coverages that are covered under a motor policy include commercial auto coverage for automobiles used for business, commercial establishments or other activities, employment or occupations done for profit, as well as automobile liability coverage, which includes PIP MP, PIP, and uninsured and underinsured driver coverage (UM/UIM). This kind of insurance is required by many states.

Permissible Use

It is crucial to understand the way insurance coverage works if someone other than the named insured or a family member is driving your vehicle and causes an accident. This is known as permissive usage and the specifics of your policy can vary however, in general, most major car insurance companies provide this type of insurance.

However, it is important to remember that the person driving your car must have your permission for you to be held liable for any damages. Permission may be either implied or explicit, and does not usually require writing.

In determining whether there is implied permission, courts look at the relationship between the parties; their prior behavior and use of the vehicle; and the circumstances surrounding the specific driving event. A court will also consider whether any restrictions were imposed on the permissive use, and if even slight deviation from the date, time, and location limitations of the permission would violate these restrictions.

Remember that adding an additional driver to your auto insurance policy will likely increase your premium, because the vehicle becomes more difficult to cover. It is therefore important to think about your options carefully before giving your vehicle over to others. If you're not sure whether to add someone else to your policy or not. Contact Jerry to discuss the specifics of your insurance policy and get a no-cost quote.